South African currency is the Rand (ZAR). One Rand = 100 cents. Vat (value added tax) = 15% included in prices of goods. Visitors can obtain a refund, if the total value is over R 250, at various refund offices throughout the country. Keep all your receipts as proof. The banking system is on par with international standards. Banks are closed on Sundays. Credit cards: All major cards are accepted by most shops, restaurants and hotels. Some guesthouses do not accept credit or debit cards so be sure to check in advance.